{"id":279,"date":"2019-05-14T18:38:58","date_gmt":"2019-05-14T18:38:58","guid":{"rendered":"https:\/\/www.patrickcrowleydds.com\/blog\/?p=279"},"modified":"2019-05-29T20:00:56","modified_gmt":"2019-05-29T20:00:56","slug":"why-now-is-the-time-to-use-your-insurance-with-your-dentist-in-okc","status":"publish","type":"post","link":"https:\/\/www.patrickcrowleydds.com\/blog\/2019\/05\/14\/why-now-is-the-time-to-use-your-insurance-with-your-dentist-in-okc\/","title":{"rendered":"Why Now is the Time to Use Your Insurance with Your Dentist in OKC"},"content":{"rendered":"\n
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\u00a0Do you have dental insurance? The best way to maximize your benefits is to visit your dentist before the end of the year. New Year\u2019s is typically the deadline for your plan\u2019s annual maximum, which can cause you to miss out on any unused benefits. Can you believe that it\u2019s almost halfway to 2020? Your dentist in OKC wants to remind you to use this year\u2019s benefits before they\u2019re gone forever. Keep reading to learn more about insurance and how to keep your smile healthy while protecting your pocketbook. \u00a0<\/p>\n\n\n\n\n\n\n\n

What is an Annual Maximum?<\/h2>\n\n\n\n

Almost every plan has an annual maximum, which is the\nhighest amount of money that your insurance is willing to spend on your dental\nwork in one year. This maximum will typically cut off on December 31st<\/sup>,\nwhich is why it\u2019s important to use your benefits before then. Your insurance\nmoney won\u2019t roll over, so if you have any unused benefits, they\u2019ll be wasted. <\/p>\n\n\n\n

Additionally, if you get insurance through your job, you\u2019re\npaying premiums each month out of your paycheck. So, if you don\u2019t evet go in to\nvisit your dentist, you\u2019re leaving hard-earned dollars on the table at the end\nof the year. <\/p>\n\n\n\n

How Can I get the Most Out of My Insurance?<\/h2>\n\n\n\n

The key is to use your benefits before the year is over. The\neasiest way to do this is to visit your dentist for routine checkups and\ncleanings. Insurance plans usually favor preventive care, allowing you to keep\nyour mouth healthy while also spending as little as possible. <\/p>\n\n\n\n

Another important tactic is to see your dentist early in the\nyear. That way, if you have any restorative or more extensive work that needs\nto be done, you can plan out how to use your dental benefits for the rest of\nthe year, maximizing your coverage. <\/p>\n\n\n\n

What Dental Services are Covered by Insurance?<\/h2>\n\n\n\n

While all dental insurance<\/a>\nplans are different, here is the typical breakdown of what types of dental\nservices are covered:<\/p>\n\n\n\n